New York regulations

Title 19 Part 1107

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19 NYCRR 1107.1 - General requirements

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No offering of a course of study in the Real Estate Appraisal field for the purpose of compliance with the continuing education requirements of section 160-t(2) of the Executive Law shall be acceptable for credit unless such course of study shall have been approved by the Department under the provisions of this Part. For purposes of this Part, unless otherwise noted, a course of study means a particular course or educational offering or a program inclusive of several such courses or offerings.

19 NYCRR 1107.2 - Individual continuing education requirements

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(a)For State license and certification periods that commence on or after January 1, 2000, real estate appraisers and real estate appraiser assistants who hold State licenses or certifications must successfully complete 28 hours of approved continuing education, every two years including the seven-hour National USPAP update course, or its equivalent, as prescribed by section 1107.9 of this Part, in order to renew their licenses or certifications.
(b)Effective January 1, 2022, every licensed or certified appraiser, within the requirements of subdivision (a) of this section, must successfully complete a course of study in fair housing and fair lending, or its equivalent, as prescribed by sections 1107.33 and 1107.34 of this Part, in order to renew a license or certification.

19 NYCRR 1107.3 - Failure to complete continuing education

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(a)Holders of a license or certification must provide evidence of satisfactory completion of the continuing education requirements upon request of the department.
(b)Any individual who is issued a renewal of a license and/or certification and subsequently cannot provide evidence of completing the continuing education during the immediately preceding terms of certification or license may be subject to disciplinary action by the department.

19 NYCRR 1107.4 - Equivalency

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19 NYCRR 1107.5 - Holders of more than one appraiser classification

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Any person holding a license and a certification or both a residential and general classification shall be deemed to satisfy the continuing educational requirement of each classification by completing 28 hours of approved courses of study every two years, including the seven-hour National USPAP update course, or its equivalent, as required by section 1107.2 of this Part.

19 NYCRR 1107.6 - Individual credit for continuing education

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Any course approved under this section cannot be taken more than once during the same continuing education period.

19 NYCRR 1107.7 - Qualifying course credit for continuing education

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An individual who successfully completes a qualifying appraiser course during any license term in anticipation of changing its appraiser classification may receive continuing education credit for such a course.

19 NYCRR 1107.8 - [Repealed]

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19 NYCRR 1107.9 - Ethics and standards of professional practice for continuing education

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(a)To renew a license or certification expiring on or after January 1, 2004, the licensed or certified real estate appraiser or licensed real estate appraiser assistant must have completed the seven-hour National USPAP update course or its equivalent during the two-year license period prior to renewal. A course is equivalent to the seven-hour National USPAP update course only if the course has been certified as equivalent by the Appraisal Qualification Board of the Appraisal Foundation.
(b)Continuing education credit shall be granted for the completion of the seven-hour National USPAP update course or its equivalent only if the course is taught by an instructor who has been certified as a certified USPAP instructor by the Appraisal Qualification Board of the Appraisal Foundation and who is, in addition, either a certified residential real estate appraiser or a certified general real estate appraiser. For the purposes of this subdivision, an instructor may be a certified real estate appraiser in New York or any other state.

19 NYCRR 1107.10 - Approved entities

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(a)Real Estate Appraisal continuing education courses of study may be presented by any college or university accredited by the Department of Education of the State of New York, public or private vocational schools, real estate boards or associations, and real estate appraisal societies or organizations.
(b)No person or organization seeking approval of a real estate appraisal course of study may be owned, affiliated with, or controlled directly or indirectly by any real estate broker, salesperson, appraiser or employee of an appraiser.

19 NYCRR 1107.11 - Request for approval of courses of study

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(a)An application for approval to conduct a course of study to satisfy the requirements for continuing education shall be made 60 days before the proposed course of study is to be conducted.
(b)The application shall be prescribed by the department to include the following:
(1)name and business address of the proposed school which will present the program or course;
(2)if applicant is a partnership, the names and home addresses of all persons who own five percent or more of the interest in the partnership;
(3)if applicant is a corporation, the names and home addresses of persons who own five percent or more of the shares of the corporation;
(4)the name, home and business addresses and telephone numbers of the education coordinator who will be responsible for administering the regulations contained in this Part;
(5)locations where classes will be conducted;
(6)title of each course or program to be conducted;
(7)a detailed outline of the subject matter, together with the time sequence of each segment; and
(8)a description of materials that will be distributed.

19 NYCRR 1107.12 - Basic course of study requirements

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Approval may be granted for courses of study which cover real estate appraisal related topics such as the following:

(a)ad valorem taxation;
(b)arbitration, dispute resolution;
(c)courses related to the practice of real estate appraisal or consulting;
(d)development cost estimating;
(e)ethics and standards of professional practice, USPAP;
(f)land use planning, zoning;
(g)management, leasing, time sharing;
(h)property development, partial interests;
(i)real estate (financing and investment);
(j)real estate law, easements, and legal interests;
(k)real estate litigation, damages, condemnation;
(l)real estate appraisal related computer applications;
(m)real estate securities and syndication;
(n)developing opinions of real property value in appraisals that also include personal property and/or business value;
(o)seller concessions and impact on value;
(p)energy efficient items and “green building” appraisals; and
(q)any other subject matter directly related to real estate appraisal.

19 NYCRR 1107.13 - Program approval

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Sponsors of courses of study that are conducted for periods between two hours and 7½ hours may file applications for approval within 30 days of the completion of the program. The sponsor conducting the program may not guarantee to licensees/or certificate holders that approval will be granted. Advertisements of such courses of study must indicate that such approval is not guaranteed.

19 NYCRR 1107.14 - Length of programs

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Any sponsor seeking approval must present a course of study containing a minimum of two and a maximum of 28 contact hours of instruction.

19 NYCRR 1107.15 - Facilities

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Each course shall be conducted in such premises and in such facilities as shall be necessary to properly present the course. The sponsor must attest that there is a certificate of occupancy, as well as fire and health permits, for the specific facility to be used and, in addition, must attest that the facility is in full compliance with the Federal Americans with Disabilities Act.

19 NYCRR 1107.16 - Suspensions and denials of program or course approval

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(a)Within 60 days after the receipt of the application for approval of a course of study, the department shall inform the sponsor as to whether it has been approved, denied, or whether additional information is needed to determine acceptability. The department may deny, suspend, or revoke the approval of a real estate appraiser course of study, instructor, or location, if it is determined not to be in compliance with law and regulations, or if the offering does not adequately reflect and present current real estate knowledge.
(b)If disciplinary action is taken, a written order of suspension, revocation or denial of approval shall be issued. Appeal thereof may be made to the Secretary of State or designee.

19 NYCRR 1107.17 - Change in approved course of study

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There shall be no change or alteration in any approved course of study of any subject without prior written notice to and approval by the department.

19 NYCRR 1107.18 - Instruction time

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To meet the minimum statutory requirement, attendance shall be computed on the basis of an hour equaling 50 minutes. For every 50 minutes of instruction there shall be an additional 10 minute break. The time of the breaks shall be left to the discretion of the individual education coordinator. Breaks shall not be considered optional.

19 NYCRR 1107.19 - Policies concerning course cancellation and tuition refund

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An educational institution or other organization, which requests approval for courses from the Department of State, must have a policy relating to course cancellation and tuition refunds. A copy of that policy must be provided, in writing, to prospective students prior to the acceptance of any fees.

19 NYCRR 1107.20 - Certificates of completion

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Evidence of successful completion of a course must be furnished to students in the form of a certificate. The certificate must be signed by the education coordinator or designee and must indicate the following: the name of the school or organization providing the course; the name of the student; the name of the course that has been completed; the assigned course code number; and the date the student completed the course.

19 NYCRR 1107.21 - Attendance

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In order to obtain a certificate of completion for continuing education appraisers must attend 100 percent of the required instruction time.

19 NYCRR 1107.22 - Open to the public

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Any course approved pursuant to this Part shall be open to all members of the public regardless of the membership of the prospective student in any real estate board, or professional society or association.

19 NYCRR 1107.23 - Advertisements

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An educational institution or other organization offering approved courses may not make or publish a false or misleading statement regarding employment opportunities which may be available as the result of the successful completion of a course of study, or upon acquisition of a license.

19 NYCRR 1107.24 - Retention of records

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All persons and organizations conducting approved programs or courses of study shall retain the records of all students for a period of two years after the completion thereof, and such papers shall be available for inspection by duly authorized representatives of the department at all tines during such period.

19 NYCRR 1107.25 - Employment recruitment

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Faculty members and employees of educational institutions or other organizations are prohibited from any recruitment activities which may result in the offering of employment to students.

19 NYCRR 1107.26 - Auditing

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A duly authorized representative of the department may audit any course offered, and may verify attendance and inspect the records of attendance of the course, at any time during its presentation or thereafter, without prior notice to the sponsor.

19 NYCRR 1107.27 - Faculty approval and qualifications

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(a)License instructor.

In order for an individual to be eligible to teach an approved continuing education course of study in subject matters relating to the license classification:

(1)the individual must provide evidence of having obtained a general or residential appraiser certification or State licensed real estate appraiser classification in New York State or any other state; or
(2)the individual must pass the New York State certified residential or certified general appraiser examination.
(b)Residential instructor.

In order for an individual to be eligible to teach an approved continuing education course of study in subject matters relating to the residential certification classification:

(1)the individual must provide evidence of having obtained a general or residential appraiser certification in New York State or any other state; or
(2)the individual must pass the New York State certified residential or certified general appraiser examination.
(c)General instructor.

In order for an individual to be eligible to teach an approved continuing education course of study in subject matters relating to the general certification classification:

(1)the individual must provide evidence of having obtained a certified general certification in New York State or any other state; or
(2)the individual must pass the New York State certified general appraiser examination.
(d)An approved sponsor which engages program instructors or presenters to conduct classes of continuing education identified as technical subjects, closely related to real estate appraisal but not classified as specific subject matter pertaining to appraisal principles and/or theories, are exempt from the provisions of this subdivisions (b)-(d) of this section, except that the sponsor of such program(s) must make application to the department certifying to the claimed expertise. All technical instructor applications must be submitted directly by the approved sponsor to the department for approval.
(e)The successful completion of the instructor examination may be applied towards the examination requirement for licensing/certification.
(f)An individual whose real estate broker's license, or salesperson's license or real estate appraiser's license or certification is revoked or suspended is ineligible to receive or retain approval as an instructor.
(h)An individual who obtains approval to teach qualifying courses is not required to reapply for approval as a teacher under this Part.

19 NYCRR 1107.28 - Registration period

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Each registration period for approved programs or courses shall be for 12 months or part thereof. Each registration period for renewal of programs or courses shall be for 12 months or part thereof. The period shall run from each January 1st to the subsequent December 31st.

19 NYCRR 1107.29 - Distance learning

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is defined as any educational process based on the geographical separation of instructor and student. Educational providers who wish to offer distance learning programs must have their programs evaluated and approved in accordance with sections 1107.30, 1107.31 and 1107.32.

19 NYCRR 1107.30 - Distance learning program requirements

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(a)Distance learning course material must be divided into major units, and the content of those units must be divided into modules of instruction.
(b)Distance learning programs must contain a time-default mechanism for inactivity so that a student does not receive credit when not actively participating in the program.
(c)Providers of distance learning programs must retain a record of each student’s participation in and completion of the distance learning program for a period of three years from the date of completion and shall make these records available for review and inspection by the department, upon request.
(d)Providers of distance learning programs must make an instructor approved pursuant to section 1107.27 of this Part available to students during reasonable business hours to answer questions pertaining to the qualifying course content.
(e)Distance learning courses must obtain course delivery mechanism approval from one of the following sources:
(1)an appraiser qualifications board approved organization providing approval or course design and delivery;
(2)a college that qualifies for content approval and awards academic credit for the distance education course; or
(3)a qualifying college for content approval with a distance education delivery program that approves the course design and delivery that incorporates interactivity.

19 NYCRR 1107.31 - Request for approval of distance learning programs

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Applications for approval to conduct distance learning courses of study shall be made on an application prescribed by the department 60 days before the proposed course is to be conducted.

19 NYCRR 1107.32 - Course completion for distance learning courses

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(a)To earn credit for a distance learning course, a student must successfully complete the course within 12 months of starting the program.
(b)Providers of distance learning courses shall provide students who have successfully completed such a distance learning course with a certificate of completion. The certificate shall include, at a minimum, the following information: the name of the student, the name of the person or entity providing the course, the name of the course, the Department of State issued code number of the approved course provider, and the date on which the student completed the course. The certificate must be signed by the owner of the entity providing the course or the course coordinator and dated.

19 NYCRR 1107.33 - Mandatory continuing education in fair housing and fair lending

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Jun 6, 2026
(a)For State license and certification periods that commence on or after January 1, 2022, real estate appraisers and real estate appraiser assistants who hold State licenses or certifications must successfully complete an approved course of study in fair housing and fair lending, every two years, or its equivalent, as required in subdivision (b) or (c) of this section, in order to renew their licenses or certifications.
(b)Any person holding a real estate appraisal license or certification that prior to January 1, 2022 completed an approved course of study in fair housing, fair lending and environmental issues (RE-2) or (GE-1), pursuant to section 1103.9(b) or 1103.11(a) of this Title, or its equivalent, may renew a license or registration by completing a course of study in fair housing and fair lending pursuant to section 1107.34(a) or (b) of this Part.
(c)Any person holding a real estate appraisal license or certification that prior to January 1, 2022 has not completed an approved course of study in fair housing, fair lending and environmental issues (RE-2) or (GE-1), pursuant to section 1103.9(b) or 1103.11(a) of this Title, or its equivalent, may renew a license or registration by completing a course of study in fair housing and fair lending pursuant to section 1107.34(a) of this Part. Any real estate appraiser or real estate appraiser assistant seeking to renew a subsequent renewal, after satisfying the requirements of this subdivision, may thereafter renew such license or certification by completing a course of study in fair housing and fair lending pursuant to section 1107.34(a) or (b) of this Part.

19 NYCRR 1107.34 - Continuing education in fair housing and fair lending course outline

Compiled source label: current through Jun 30, 2022

Register checked through July 8, 2026/Vol. XLVIII, Issue 27 (2026-07-08) - no later Register activity found for this section

What LawEngine checked
Status
Source receipt
Compiled source current through
Jun 30, 2022
Register checked through
July 8, 2026/Vol. XLVIII, Issue 27 (2026-07-08)
Register activity status
no later Register activity found
Latest notice
DOS-51-20-00004-P
Latest notice date
Dec 23, 2020
LawEngine source snapshot
Jun 6, 2026

The following are the required subjects to be included in the courses of study and the required number of hours to be devoted to fair housing and fair lending courses. All appraisal schools must utilize the following course outline in conducting their programs. The following course outline is not intended to substitute for specific outlines for the proposed course.

(a)Seven hour introduction to fair housing and fair lending instruction.
(1)Fair housing, fair lending requirements, and the history of lending two hours:
(i)What is fair housing?
(ii)What is fair lending?
(iii)Roadblocks to fair housing/lending.
(iv)Federal Laws Civil Rights Act of 1866:
(a)Civil Rights Act of 1964 Fair Housing Act of 1968;
(b)Supreme Court;
(c)Housing and Community Development Act of 1974;
(d)Fair Housing Amendment Act of 1988;
(e)Other legislation:
(1)Community Reinvestment Act;
(2)Equal Credit Opportunity Act;
(3)Home Mortgage Disclosure Act;
(4)Real Estate Settlement Procedures Act American Disabilities Act (ADA).
(v)New York State Law - Executive Law includes the Civil Rights Law of the State (Human Rights Law - article 15):
(a)additional protected classes; age and marital status;
(b)Includes residential property, land commercial property and credit transactions.
(vi)Local regulations.
(vii)Exemptions and exceptions:
(a)senior citizen housing;
(b)drug users and alcohol abusers;
(c)two family exemption.
(viii)USPAP/FIRREA.
(ix)Enforcement and duties:
(a)U.S. Department of Justice;
(b)Department of Housing and Urban Development (HUD);
(c)New York State Department of State, Division of Licensing;
(d)New York State Division of Human Rights;
(e)Administrative Law Judges;
(f)Federal and State Courts;
(g)Responsibilities of individual appraisers.
(x)Penalties New York State Federal Government.
(2)Development of appraisal (Standard 1 USPAP) 1.5 hours.
(i)Bias and discrimination in the analysis in development.
(ii)Documentation of sources.
(iii)Secondary market guidelines Fannie Mae, Freddie Mac, HUD, VA.
(3)Reporting of appraisal results (Standard 2 USPAP) 1.5 hour.
(i)Bias and discrimination in the report.
(ii)Documentation of sources.
(iii)Secondary market guidelines Fannie Mae, Freddie Mac, HUD, VA.
(4)Case studies two hours.
(i)Neighborhood issues.
(ii)Improvement issues.
(iii)External obsolescence.
(iv)Conscious and unconscious bias.
(b)Four hour update to fair housing and fair lending instruction.
(1)Fair housing, fair lending requirements, and the history of lending one hour:
(i)What is fair housing?
(ii)What is fair lending?
(iii)Roadblocks to fair housing/lending.
(iv)Federal Laws Civil Rights Act of 1866:
(a)Civil Rights Act of 1964 Fair Housing Act of 1968;
(b)Supreme Court;
(c)Housing and Community Development Act of 1974;
(d)Fair Housing Amendment Act of 1988;
(e)Other legislation:
(1)Community Reinvestment Act;
(2)Equal Credit Opportunity Act;
(3)Home Mortgage Disclosure Act;
(4)Real Estate Settlement Procedures Act American Disabilities Act (ADA).
(v)New York State Law - Executive Law includes the Civil Rights Law of the State (Human Rights Law - article 15):
(a)additional protected classes; age and marital status;
(b)includes residential property, land commercial property and credit transactions.
(vi)Local regulations.
(vii)Exemptions and exceptions:
(a)senior citizen housing;
(b)drug users and alcohol abusers;
(c)two family exemption.
(viii)USPAP/FIRREA.
(ix)Enforcement and duties:
(a)U.S. Department of Justice;
(b)Department of Housing and Urban Development (HUD);
(c)New York State Department of State, Division of Licensing;
(d)New York State Division of Human Rights;
(e)Administrative Law Judges;
(f)Federal and State Courts;
(g)Responsibilities of individual appraisers.
(2)Development of appraisal (Standard 1 USPAP) one hour.
(i)Bias and discrimination in the analysis.
(ii)Documentation of sources.
(iii)Secondary market guidelines Fannie Mae, Freddie Mac, HUD, VA.
(3)Reporting of appraisal results (Standard 2 USPAP) one hour.
(i)Bias and discrimination in the report.
(ii)Documentation of sources.
(iii)Secondary market guidelines Fannie Mae, Freddie Mac, HUD, VA.
(4)Case studies one hour.
(i)Neighborhood issues.
(ii)Improvement issues.
(iii)External obsolescence.
(iv)Conscious and unconscious bias.

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