Insurance to be carried by contractors
Compiled text through Sep 15, 2021
Register checked through Jul 29, 2026
No later Register activity identified in this check.
Dates and status
- Compiling agency
- Executive Department
- Text status
- Source receipt
- Compiled text through
- Sep 15, 2021
- Register checked through
- July 29, 2026/Vol. XLVIII, Issue 30 (2026-07-29)
- Activity status
- No later Register activity identified in this check.
- Source snapshot
- Jun 6, 2026
(a)During preconstruction period, it is authority's responsibility to require contractors to carry certain forms of insurance. As soon as any contract is signed, authority shall require contractor to submit copies, in duplicate, of insurance policies carried by contractor. One copy of each policy shall be forwarded to division in advance of commencement of any operations by contractor. In the case of subcontractors employed by general contractors, no insurance documents are required by division. In such cases, however, general contractors shall obtain insurance documents of their subcontractors for their approval.
(b)Architects.
All architects employed by authorities under contracts for architectural services shall carry the following forms of insurance:
(1)Compensation insurance. This policy shall cover all employees and consultants of architect, in accordance with architect's contract. Certificates in duplicate shall be issued to both authority and division.
(2)Public liability insurance. This policy shall be written in limits of at least $100/300,000 for bodily injury and shall cover all operations of architects, their consultants, and their employees depending on character of project. Certificates in duplicate shall be issued to authority and division.
(3)Valuable papers destruction policy. This policy shall be written in name of architect, authority, and division. It shall be in an amount sufficient to cover loss or damage to originals, whether they be tracings, blueprints, specifications, manuscripts, data, etc. and reproductions thereof, of architect, as specified by contract. This policy shall cover loss or damage on premises of architect, transit outside his premises, and all other outside locations. Certificates in duplicate shall be submitted to authority and division, endorsed as required in subdivisions (e) and (f) of section 1630-1.4.
(c)Test pit and boring contractors.
(1)Compensation insurance. Compensation insurance shall be carried covering all employees of these contractors and subcontractors as specified by contract. Certificates in duplicate shall be issued to both authority and division.
(2)Public liability and property damage insurance. This coverage shall be written in limits of at least $100/300,000 for bodily injury, and shall cover all operations of these contractors. Contractors shall also carry property damage insurance in limits of at least $5,000.
(d)All other contractors.
All other contractors during preconstruction period (demolitions, maps and surveys, and miscellaneous contractors) shall carry the following forms of insurance as specified in their contracts:
(1)Compensation insurance. This policy shall cover all employees engaged under contract who may come within protection of Workmen's Compensation Law. Persons not so protected shall be covered by employers general liability insurance. Certificates shall be issued in duplicate to authority and division.
(2)Public liability insurance. Coverage shall be in limits of at least $100/300,000 for bodily injury arising out of operations under contract, including coverage for hod or hoists where so required. Certificates in duplicate shall be issued to authority and division. In addition to above coverage, demolition contractors shall also furnish a contractors contingent liability insurance policy of at least $100/300,000 for bodily injury to supplement foregoing public liability coverage.
(3)Mobile equipment insurance. Public liability insurance shall be carried on all mobile equipment operated by contractors in course of operations called for under their contracts. This coverage shall be written with limits of at least $100/300,000 for bodily injury and limits of at least $5,000 covering damage to property. Certificates in duplicate shall be issued to authority and division.