New York Codes, Rules and Regulations (NYCRR)
Title 3 Part 83
Department of Financial Services
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Source version current through Dec 31, 2025
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3 NYCRR 83.1 - Scope and application of this Part
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3 NYCRR 83.2 - Definitions
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3 NYCRR 83.3 - Eligibility requirements for shared appreciation mortgage modification
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3 NYCRR 83.4 - Calculation of unpaid principal balance and principal reduction
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3 NYCRR 83.5 - Sharing of appreciation
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3 NYCRR 83.6 - Calculation of holder’s share of appreciation in value
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3 NYCRR 83.7 - Disclosures
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3 NYCRR 83.8 - Statement on shared appreciation agreement
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3 NYCRR 83.9 - Loss mitigation notification
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3 NYCRR 83.10 - Fees, charges and interest rate
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3 NYCRR 83.11 - Prohibitions
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