New York Codes, Rules and Regulations (NYCRR)
Title 3 Part 79
Department of Financial Services
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3 NYCRR 79.1 - Scope and application of this Part
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.2 - Definitions
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.3 - Authority to make reverse mortgage loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.4 - Advertising restrictions
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.5 - Requirements for reverse mortgage loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.6 - Maintenance of real property securing reverse mortgage loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.7 - Termination of reverse mortgage loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.8 - Permitted fees, costs and payments
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.9 - Required disclosures and counseling for reverse mortgage loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.10 - Availability of RPL 280 and RPL 280-a loans
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.11 - Prohibited conduct and administrative penalties
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.12 - Special provisions regarding payment of real estate taxes and insurance
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.13 - Policies and procedures
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.14 - Transition Period
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.
3 NYCRR 79.15 - Earlier source heading: [Repealed]
Related State Register notice: Adopted rule DFS-12-20-00002-A. Published Jul 29, 2020. Notice effective date: Jul 29, 2020.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Related Register notice
- DFS-12-20-00002-A · Adopted rule
- Related notice published
- Jul 29, 2020
- Related notice effective date
- Jul 29, 2020
Current section text is not available here.