New York Codes, Rules and Regulations (NYCRR)
Title 3 Part 76
Department of Financial Services
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3 NYCRR 76.1 - Statement of policy; explanation
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.2 - Definitions
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.3 - Filing requirements
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.4 - Review of applications
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.5 - Community Reinvestment Act assessments; public disclosure
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.6 - Assessment area delineation
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.7 - Performance tests and standards
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.8 - Lending test
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.9 - Investment test
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.10 - Service test
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.11 - Community development test for wholesale or limited purpose banking institutions
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.12 - Small banking institution performance standards
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.13 - Strategic plan
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.14 - High cost areas
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.15 - Other documents
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR 76.16 - Minority- and women-owned business loan data collection
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Source version current through Dec 31, 2025
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Dec 31, 2025
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.
3 NYCRR Appendix A - Earlier source heading: 3 CRR-NY App. A
Related State Register notice: Adopted rule DFS-44-21-00015-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Related Register notice
- DFS-44-21-00015-A · Adopted rule
- Related notice published
- Feb 8, 2023
- Related notice effective date
- Feb 8, 2023
Current section text is not available here.