New York Codes, Rules and Regulations (NYCRR)
Title 23 Part 600
Department of Financial Services
Browse the NYCRR by title, part, and section.
Keep reading with a free account
You’re seeing the citations, headings, dates, and change information for Title 23 Part 600. Create a free account to read the section text.
No credit card required. Sign up with Google, Microsoft, or email.
Source version current through Oct 31, 2023
All 26 displayed sections in this Part carry the same compiled date. Status and warnings stay on each section.
23 NYCRR 600.0 - Introduction
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.1 - Definitions
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.2 - Definition of finance charge
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.3 - Annual percentage rate disclosure
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.4 - Allowed tolerances
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.5 - General formatting requirements and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.6 - Sales-based financing disclosure formatting and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.7 - Sales-based financing - estimated annual percentage rate
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.8 - Sales-based financing - historical method
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.9 - Sales-based financing - opt-in method
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.10 - Closed-end financing disclosure formatting and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.11 - Open-end commercial financing disclosure formatting and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.12 - Factoring transaction disclosure formatting
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.13 - Additional assumptions for factoring transactions
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.14 - Lease financing transaction disclosure formatting and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.15 - General asset-based lending transaction disclosure formatting and contents
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.16 - Disclosure formatting for all other commercial financing transactions
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.17 - Funding recipient will receive
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.18 - Signatures
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.19 - Thresholds for disclosure
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.20 - Commercial financings with multiple payment options/balances payable on demand
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.21 - Duties of financers and brokers, and additional duties of providers
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.22 - Reporting
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.23 - Assignment of commercial financing agreements
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.24 - Applicability of the CFDL
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.
23 NYCRR 600.25 - Effective date and compliance date
Related State Register notice: Adopted rule DFS-42-21-00011-A. Published Feb 1, 2023. Notice effective date: Feb 1, 2023.
Dates and status
- NYCRR title agency
- Department of Financial Services
- Section status
- Section source receipt
- Section text
- Sign in to read this section
- Source version current through
- Oct 31, 2023
- Related Register notice
- DFS-42-21-00011-A · Adopted rule
- Related notice published
- Feb 1, 2023
- Related notice effective date
- Feb 1, 2023
Current section text is not available here.