Title 11 Part 65

11 NYCRR 65-1.1 - Requirements for minimum benefit insurance policies for personal injuries

Related State Register notice: Adopted rule DFS-45-22-00023-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.

11 NYCRR 65-1.2 - Requirements for optional basic economic loss coverage

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-1.3 - Requirements for additional personal injury protection coverage

Related State Register notice: Adopted rule DFS-45-22-00023-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.

11 NYCRR 65-1.4 - Medical expense exclusion

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-1.5 - Declarations page requirements for policies insuring a motor vehicle

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-1.6 - Deductibles

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-1.7 - Deviations

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-1.8 - Coverage for nonresident motorists driving in this State

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-2.1 - Rights and liabilities of self-insurers

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-2.2 - Obligations of self-insurers

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-2.3 - Exclusions

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-2.4 - Conditions

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-2.5 - Reimbursement and trust agreement

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-2.6 - Other sources of first-party benefits

Related State Register notice: Emergency rule DFS-25-17-00007-E. Published Sep 20, 2017. Notice effective date: Sep 1, 2017.

11 NYCRR 65-3.1 - Applicability

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.2 - Claim practice principles to be followed by all insurers

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.3 - Notice

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.4 - Acknowledgment of claim

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.5 - Claim procedure

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.6 - Follow-up requirements

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.7 - Election

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.8 - Payment or denial of claim (30-day rule)

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.9 - Interest on overdue payments

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.10 - Attorneys

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.11 - Direct payments

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.12 - Sources of mandatory personal injury protection benefits

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.13 - Sources of additional personal injury protection benefits

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.14 - Scope of coverage

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.15 - Computation of basic economic loss

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.16 - Measurement of no-fault benefits

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.17 - Explanation of benefits

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.18 - Releases

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.19 - Offsets

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-3.20 - Reimbursement and trust agreement

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR 65-4.1 - Applicability of arbitration procedures under article 51 of the Insurance Law

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.2 - Initiation of optional arbitration procedures under section 5106(b) of the Insurance Law for arbitrations filed with an organization designated by the superintendent on and after December 1, 1999

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.3 - Jurisdiction of arbitration forums

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.4 - Insurance Department Arbitration (IDA) forum procedure

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.5 - No-fault arbitration forum procedure

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.6 - Limitations on attorney's fees pursuant to section 5106 of the Insurance Law

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.7 - Independent health consultant

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.8 - Witness fees

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.9 - Serving of notice

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.10 - Master arbitration procedures under section 5106(b) of the Insurance Law

Related State Register notice: Adopted rule DFS-25-17-00007-A. Published Oct 25, 2017. Notice effective date: Oct 25, 2017.

11 NYCRR 65-4.11 - Mandatory arbitration for insurers, self-insurers and compensation providers under section 5105 of the Insurance Law

Related State Register notice: Adopted rule DFS-45-22-00023-A. Published Feb 8, 2023. Notice effective date: Feb 8, 2023.

11 NYCRR 65-5.0 - Preamble

11 NYCRR 65-5.1 - Definitions

11 NYCRR 65-5.2 - Investigations

11 NYCRR 65-5.3 - Notice; how given

11 NYCRR 65-5.4 - Hearings

11 NYCRR 65-5.5 - Report of hearing and findings

11 NYCRR Appendix 13 - Earlier source heading: 11 CRR-NY App. 13

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.

11 NYCRR Appendix 14 - Earlier source heading: 11 CRR-NY App. 14

Related State Register notice: Adopted rule DFS-14-26-00023-A. Published Jul 8, 2026. Notice effective date: Aug 15, 2026.